Portability of individual BC/BS plans

[newmindfashion]

Dave020,
The original blue seems to be ignorant of the BCBS interplan transfer in general. A senior underwriter from another Wellpoint East state is checking into the whole thing.

 

[Dave020]

Knowledge about these plans seems to vary from Blue carrier to carrier. Let me know what they tell you, I am curious what they have to say.

Dave

 

[newmindfashion]

Dave020,
A Blue Cross underwriter from a different WellPoint state finally got back to me to confirm that indeed you are correct. There is in fact an Interplan Transfer that I believe is called Century Wide.

A regional VP had held a meeting in Virginia where this very topic came up. Nobody in my two states CT/NH had known a thing about this. They will know soon once I get the information.

I am waiting on the plan details, rates etc. and will be back to you all shortly.

 

[CT Insure Guy]

I am waiting on the plan details, rates etc. and will be back to you all shortly.

Have a GREAT day!

 

[somarco]

Yes, I know this is 3 yrs old, but I am trying to help someone moving to GA from VA and not getting anywhere.

I am putting Dave on the spot by letting anyone who reads this know I have pinged him. He is such a gracious guy and has so much time on his hands since retiring I know I will have an answer before I hit submit.

In addition to Super Dave, if anyone has experience pulling this off with BCBSGA I would appreciate your advice.

 

[Dave020]

Sent you an e-mail Bob.

For those interested, the inter plan transfer program is best referred to as "T-6 Wire Transfer". All Blues are familiar with the term "T-6" as relates to inter plan transfer.

The T-6 is an electronic statement of eligibility sent from home Blue to the new Blue. Any candidate for a T-6 transfer Blue-to-Blue must be covered on the original Blue plan for at least 3 months. Blues generally offer an individual conversion plan to T-6 transfers.

One thing they won't tell you, T-6 transfers must be with the same licensee. In a lot of cases it is a moot point. However, Anthem BCBS from any other state coming to CA must go with Anthem BC and cannot go with Blue Shield here since they are separate licensees. Pre-ObamaCare updates, Anthem was the worse choice because the plan capped lifetime at $100,000 madx while Shield caps at $6MM.

 

[dgoldenz]

Sent you an e-mail Bob.

For those interested, the inter plan transfer program is best referred to as "T-6 Wire Transfer". All Blues are familiar with the term "T-6" as relates to inter plan transfer.

The T-6 is an electronic statement of eligibility sent from home Blue to the new Blue. Any candidate for a T-6 transfer Blue-to-Blue must be covered on the original Blue plan for at least 3 months. Blues generally offer an individual conversion plan to T-6 transfers.

One thing they won't tell you, T-6 transfers must be with the same licensee. In a lot of cases it is a moot point. However, Anthem BCBS from any other state coming to CA must go with Anthem BC and cannot go with Blue Shield here since they are separate licensees. Pre-ObamaCare updates, Anthem was the worse choice because the plan capped lifetime at $100,000 madx while Shield caps at $6MM.

Interesting info. So what happens when the BCBS in one state does not operate in another state? As an example, BCBSNC plan being transferred to BCBSFL?

 

[somarco]

Got it, thx Dave.

BCBSGA is an Anthem/Wellpoint company but no way to know if that holds any water here. I have passed on all the information to these folks and will see what happens.

Up to my butt in alligator's and don't have a lot of time for working for free, but will keep my finger in this as much as I can.

 

[dgoldenz]

Got it, thx Dave.

BCBSGA is an Anthem/Wellpoint company but no way to know if that holds any water here. I have passed on all the information to these folks and will see what happens.

Up to my butt in alligator's and don't have a lot of time for working for free, but will keep my finger in this as much as I can.

You mean they don't pay you the 2% commission that Anthem so generously offers here? I am shocked.

 

[somarco]

I don't get squat on HIPAA plans. Supposedly we are to be paid, but I have submitted half a dozen HIPAA apps in the last year and haven't seen a dime on any of them. When I call, the carrier says they don't pay commissions on that particular plan.

The DOI says differently and frankly, I don't have the time or desire to fight it.