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Would you share who the carrier is? I have a lady that is a very occasional user and not smoked in 3 months.
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I still think that the biggest irony lies in the fact that cigar smokers have usually worse quotes than regular smokers even though cigarettes are more unhealthy, not only because there are more artificial substances and cigarette smokers usually smoke much more, but also because they breathe smoke in in their lungs, while cigar smokers don't.
When and with whom did you see a "worse" price for a cigar smoker than a cigarette smoker? Doesn't make sense, and doesn't exist. Most carriers will take a cigar smoker (occasional) at non smoker rates. And, a few will even take cigars smokers that smoke multiple cigars a day at non smoker.
Yeah, but it sounded so good when he said it. Who cares if it is true?
I have seen second hand smokers get rated up more than first hand smokers...
Well duh. If you are using both hands to smoke, obviously it is riskier, right?
When and with whom did you see a "worse" price for a cigar smoker than a cigarette smoker? Doesn't make sense, and doesn't exist. Most carriers will take a cigar smoker (occasional) at non smoker rates. And, a few will even take cigars smokers that smoke multiple cigars a day at non smoker.