Primerica Whole Life Policy

[wfs]

I actually ran across a Primerica term policy (for the first time in years). Their term policy is NOT CONVERTIBLE to any permanent plan, so I suppose that killed it, not surprisingly.

However, I did replace it with an AIG QoL 30 Year Term with Living Benefits. More coverage, less premium, chronic/critical/terminal living benefits. The Primerica policy was issued as Preferred NT. My policy was issued as Table B/NT due to health issues after the Primerica policy was taken.

Still less expensive.

AND convertible into the vast array of AIG permanent products.

 

[pfg1]

The Primerica policy was issued as Preferred NT. My policy was issued as Table B/NT due to health issues after the Primerica policy was taken.

Still less expensive.

AND convertible into the vast array of AIG permanent products.

Wow. I bet they were happy. Surprised the Prim policy was more expensive, they much be (or were) really high.

 

[wfs]

Wow. I bet they were happy. Surprised the Prim policy was more expensive, they much be (or were) really high.

I was pretty shocked that Table B was cheaper than their PNT.

 

[jcorr]

I also heard about the Primerica WL policy. I saw a copy of one back in 1996ish. I wish I would have printed it out. I think it was by a post from Ron Sunderman (I think he's passed on since then). I really would like to get a copy of one if someone has one. It was really bad but I think they had to have it because one of the states insurance commissioner required all insurance companies to offer it.