need help. had major hail damage to my mustang last year. $9000.00 worth. claim filed and repairs made. a lot of people I know got cancelled policies, but I did not. I replaced my roof out of my pocket to help avoid this. the following summer(this year), got minor hail damage to both vehicles. did not file a claim out of fear of being cancelled. low and behold, my son turns 15, gets his permit and backs into the neighbors dump truck. had to get the car fixed, filed claim and repairs were made. 4 months later, get a letter from state farm stating that I will not be renewed in January. since they are dumping me, can I go back and file hail damage claims on my vehicles before my policy is up, or have I waited too long. damage was in june>