The premium would be paid for by the employer in this case, hopefully giving us a better chance. I've still not gotten the census but as soon as I do, I'll send it to Standard and see what happens.
The premium would be paid for by the employer in this case, hopefully giving us a better chance. I've still not gotten the census but as soon as I do, I'll send it to Standard and see what happens.
If the employer pays the premium, then usually the DB will be capped at $50K; anything over that would be taxable as income to the beneficiaries, usually carriers dont want to deal with that.
