Hello Everyone,
I know Genworth and think they are a good company. Their premiums are by far the most competitive here in Ohio. I saw the new ltc annuity from them, and I had a few questions.
1. Regarding interest rates how competitive is this annuity?
2. How competitive is this amongst other annuities with ltc riders?
3. Is this something that will stay around, or is this a testing of a product? I don't want to recommend this to a client, to have Genworth pull out 3 years down the line.
4. Do you think rate increases for ltc benefits could rise faster given this annuity then with an average ltc policy from Genworth or Handcock?
5. Is this combo annuity competitve among premiums?
6. Do you think there will be a shared care rider?
7. Can only one spouse use the ltc rider benefits?
There will be more to come,
Thanks,
I know Genworth and think they are a good company. Their premiums are by far the most competitive here in Ohio. I saw the new ltc annuity from them, and I had a few questions.
1. Regarding interest rates how competitive is this annuity?
2. How competitive is this amongst other annuities with ltc riders?
3. Is this something that will stay around, or is this a testing of a product? I don't want to recommend this to a client, to have Genworth pull out 3 years down the line.
4. Do you think rate increases for ltc benefits could rise faster given this annuity then with an average ltc policy from Genworth or Handcock?
5. Is this combo annuity competitve among premiums?
6. Do you think there will be a shared care rider?
7. Can only one spouse use the ltc rider benefits?
There will be more to come,
Thanks,