Short-Term Health and Agents Star at House ACA Hearing

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Short-Term Health and Agents Star at House ACA Hearing | ThinkAdvisor

Dean Cameron made a strong case for carefully designed short-term health insurance policies, and the value of health insurance agents and brokers, earlier this week at a House hearing on updating the Affordable Care Act.

Cameron — who is the director of the Idaho Department of Insurance and the president-elect of the National Association of Insurance Commissioners — said the locally run ACA public health insurance exchange in Idaho gets about 80% of its business through agents.

Cameron also defended short-term health insurance policies against some Democrats’ assertions that all of them are junk insurance. The policies “are not ‘junk insurance’ just because someone dubbed them as such,” he said.

Idaho has special short-term policies, or “enhanced short-term plans,” that offer richer benefits than some of the individual and family major medical insurance policies issued by the same carriers, Cameron said.
 
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