I had a small TN group client tell me Thursday 11/20 that they are dropping coverage effective 11/30. I went to healthcare.gov with one of the employees to enroll effective 12/1 and receive the subsidy. The site wouldn't allow it so I called the 800#.
No dice. Per the people that answered the 800# at healthcare.gov, they can't buy coverage with an effective date before 1/1/2015. WTF???? A qualifying event is SUPPOSED to be a qualifying event - apparently it isn't if it happens after the 15th. Is there any work around?
I will see if I can get the employer to term effective 12/30 but that probably isn't an option. Of course, there is no state continuation when the group terms.
No dice. Per the people that answered the 800# at healthcare.gov, they can't buy coverage with an effective date before 1/1/2015. WTF???? A qualifying event is SUPPOSED to be a qualifying event - apparently it isn't if it happens after the 15th. Is there any work around?
I will see if I can get the employer to term effective 12/30 but that probably isn't an option. Of course, there is no state continuation when the group terms.