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Just wanted to jump in... 15 year Underwriter here and former SAFECO/SYMETRA employee. They're a good group of people, I'd go back to work for them again in a heartbeat. The Chief Underwriter will do everything he can to get your business on the books if it makes sound sense. You can call any and all of the underwriters to discuss your cases, they have an open phone policy. I'd even have local Agents stop in and drop requirements off at my desk sometimes, you have that much access.