Term companies with favorable height/weight tables

[T in CA]

Does anybody know of a quality term carrier for a male client in their early 50's who is healthy, but a bit short and overweight? Specifically he is 5'5" and about 200. I figured I'd ask here since you are all so knowledgeable.

Thanks!

 

[WinoBlues]

Does anybody know of a quality term carrier for a male client in their early 50's who is healthy, but a bit short and overweight? Specifically he is 5'5" and about 200. I figured I'd ask here since you are all so knowledgeable.

Thanks!

Probably Pru and AIG

 

[Tahoe Ray]

Does anybody know of a quality term carrier for a male client in their early 50's who is healthy, but a bit short and overweight? Specifically he is 5'5" and about 200. I figured I'd ask here since you are all so knowledgeable.

Thanks!

Banner takes this standard, maybe even S+ depending on the "about" part of the 200lbs.

PacLife may even be preferred...

 

[T in CA]

Banner takes this standard, maybe even S+ depending on the "about" part of the 200lbs.

PacLife may even be preferred...

Thanks - 203 pounds to be exact!

 

[Tahoe Ray]

Thanks - 203 pounds to be exact!

I'd write that w/ PacLife all day.

 

[WinoBlues]

Thanks - 203 pounds to be exact!

S+ with Pru and AIG is 198# @5'5" AIG would be lower.

 

[WinoBlues]

I'd write that w/ PacLife all day.

I have not looked at them in years. Where would you put their underwriting?

 

[Robert Barney]

Does anybody know of a quality term carrier for a male client in their early 50's who is healthy, but a bit short and overweight? Specifically he is 5'5" and about 200. I figured I'd ask here since you are all so knowledgeable.

Thanks!

If you visit www.term4sale.com, and run a quote. You will see a question to the left of the quote results:

Can you qualify for these premiums?

If you will tell us more about your health and lifestyle, we can tell you more about whether the products you see here are available to you.

Followed by a button: Health Analyzer​

 

[Tahoe Ray]

I have not looked at them in years. Where would you put their underwriting?

Mixed results.

But they have generous build tables and have a non-med program for 50 to 65yos (as long as the applicant has had a physical w bloodwork done in the last 18 months).

Overall I've been happy with them.

 

[WinoBlues]

Mixed results.

But they have generous build tables and have a non-med program for 50 to 65yos (as long as the applicant has had a physical w bloodwork done in the last 18 months).

Overall I've been happy with them.

Cool, looks like I may need a Sagicor alternative.