Uh Oh, Is This How Easy It is to Be a Navigator?

March 14, 2013

The Georgia legislature has approved the state's Insurance Navigator bill. The Navigators will need to be licensed, have 35 hours of training and ongoing continuing education.

Story: Bill to license new health care workers clears final hurdle | www.ajc.com

I thought only groups like Unions, Non-Profits, and other business entities could legally be called "Navigators". That these Navigator entities (like www.EnrollAmerica.org) employed workers to do the actual explainin and enrollin. Is the above article saying that the workers need to be individually licensed, or is it enough for just the Navigator entity itself to be licensed? Also, is this some new kind of NEWLY DEVELOPED license, or the usual Life/Health license?
-ac
 
Every state is treating navigators differently. In Ohio, there's a bill that should be passing soon requiring anyone who is a navigator get licensed and take CE credits to keep it up, effectively putting them under the oversight of the Department of Insurance.

Sounds like not every state is taking an approach like that.
 
March 14, 2013

The Georgia legislature has approved the state's Insurance Navigator bill. The Navigators will need to be licensed, have 35 hours of training and ongoing continuing education.

Story: Bill to license new health care workers clears final hurdle | www.ajc.com

I thought only groups like Unions, Non-Profits, and other business entities could legally be called "Navigators". That these Navigator entities (like www.EnrollAmerica.org) employed workers to do the actual explainin and enrollin. Is the above article saying that the workers need to be individually licensed, or is it enough for just the Navigator entity itself to be licensed? Also, is this some new kind of NEWLY DEVELOPED license, or the usual Life/Health license?
-ac

http://files.www.enrollamerica.org/...CMS-10440_Appendix_C_FA_Paper_Application.pdf

DRAFT 01.16.13
Application for
Health Insurance

(and to ind out if you can get help with costs)
Use this application
to see what
insurance choices
you qualify for
• Free or low-cost insurance from Medicaid or the Children’s
Health Insurance Program (CHIP)
• A new tax credit that can help pay your health insurance
premiums
• Private health insurance plans
You may qualify for a free or low-cost program even if you
earn as much as $92,000 a year (for a family of 4).
Who can use this
application?
You can use this application to apply for anyone in your
family, even if they already have insurance now.
You can still apply even if you don’t ile a federal income
tax return.
Apply faster
online
Apply faster online at www.placeholder.gov.
What you may
need to apply
• Social Security numbers (or document numbers for any
legal immigrants who need insurance)
• Birth dates
• Employer & income information for everyone in your
family (for example, from paystubs or Forms W-2, Wage
and Tax Statements)
• Policy numbers for any current health insurance
• Information about any job-related health insurance
available to your family
Why do we ask
for so much
information?
We ask about income and other information to make sure
you and your family get the most beneits possible. We’ll
keep all the information you provide private, as required
by law.
What happens
next?
Send your complete, signed application to the address on
page 19. If you don’t have all the information we ask for, you
should sign and submit your application anyway.
We’ll let you know what programs you might be eligible for
within 1–2 weeks.
Get help with this
application
THINGS TO KNOW
• Online: www.placeholder.gov
• Phone: Call our Help Center at 1-800-XXX-XXXX
• In person: Visit our website or call 1-800-XXX-XXXX for a
list of places near where you live
• En Español: Llame a nuestro centro de ayuda gratis al
1-800-XXX-XXXX
NEED HELP WITH YOUR APPLICATION? Call us at 1-800-XXX-XXXX, or visit us at www.placeholder.gov.
Para obtener una copia de este formulario en Español, llame 1-800-XXX-XXXX. Page 1 of 21

Any questions?
 
July 16, 2013

Back to California, it's bad news when one of the Affordable Care Act's staunchest allies loses faith and reaches out to sound the alarm bell. (Covering his arse: "I was for it, but NOW I'm against it!")

"California Insurance Commissioner Dave Jones, a member of President Obama's own party, sees a potential for "real disaster" as poorly screened enrollment counselors gain access to sensitive patient data through Covered California, the state health exchange set up under the Affordable Care Act. Making matters worse, options for private health care coverage are dwindling to the point that residents of California, the most populous state in the union, will have very little to pick from should they choose to put their personal data at risk by shopping for coverage through Covered California."

Story: California Obamacare Patients Can Expect Few Choices, As Well as a "Real Disaster" - Hit & Run : Reason.com

ac
 
March 14, 2013

The Georgia legislature has approved the state's Insurance Navigator bill. The Navigators will need to be licensed, have 35 hours of training and ongoing continuing education.

Story: Bill to license new health care workers clears final hurdle | www.ajc.com

I thought only groups like Unions, Non-Profits, and other business entities could legally be called "Navigators". That these Navigator entities (like www.EnrollAmerica.org) employed workers to do the actual explainin and enrollin. Is the above article saying that the workers need to be individually licensed, or is it enough for just the Navigator entity itself to be licensed? Also, is this some new kind of NEWLY DEVELOPED license, or the usual Life/Health license?
-ac

Tennessee is also going to require navigators be licensed insurance agents..
 
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