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This is sort of a tricky question because it implies being judge and jury. Now that we're getting close to open enrollment, once again I'm going over the fact that the ACA considers all policies terminated by year end and even so policies are renewed automatically if nothing is done. It really is sort of contradictory,but as I understand it, that's the way it goes.
My question is how the status of the client is reflected when you only update financials. Is he or she considered a new client for 2016 or not?
I understand that if a change in plans occurs, than it's from scratch.
My point is that it's quite simple just to cancel and re-apply for the customer and as such be treated as a new application with its financial benefits.
I know I'm gonna get heat from this comments, but I'd appreciate your candid point of view.
My question is how the status of the client is reflected when you only update financials. Is he or she considered a new client for 2016 or not?
I understand that if a change in plans occurs, than it's from scratch.
My point is that it's quite simple just to cancel and re-apply for the customer and as such be treated as a new application with its financial benefits.
I know I'm gonna get heat from this comments, but I'd appreciate your candid point of view.