- Thread starter
- #11
- 5,811
Yes, and that is why I tread lightly, listen well, and read thoroughly.
Wheel chair amputee...
- Thread starter Life Hawk
- Start date
Yes, and that is why I tread lightly, listen well, and read thoroughly.
Is she actually "confined" to the wheelchair or does she just use it because that is easiest for her. In other words, can she get around on crutches if she wanted to?
- Thread starter
- #13
- 5,811
I am going to call her today... if she is confined... it will need to go GI correct? There is no magic pill (company) that I am unaware of?
Some applications ask "confined" which if she can get around on crutches, the answer would be no. Others ask "use" which require a yes answer. Then, there are some that ask if they have had an amputation due to sickness or other than due to an accident which will require a yes answer if within the time frame.
- 5,264
United Heritage used to do it level a few years back as long as the PI could do all ADLs.
Underwriting has changed since then, however.
Underwriting has changed since then, however.
- Thread starter
- #16
- 5,811
Thought as much. I met this lady a year ago and she blew me off and said she was looking into it herself and didn't need my help. Caught back up to her and guess what... minus one leg later, she is still "kicking tiers" with her only good leg??? Looks like it's going to be tough love conversation on this one and she still won't make a move... I've lost all the hair on the top of my head from scratching so much as I wonder how some people think!
- 5,264
"Can't Fix Stupid..."
Didn't know I was broke!
If it were over 2 years, then Settlers would probably take her. Since it is within 2 years (due to disease I assume), then it's more than likely a GI situation.
As for AIG, what is it that you're contemplating? Not much to it.
*80% contract
*Advances up to 6 months
* Ages 50-85
* $5K-$25K
* Return of Premium +10% if the client dies within the first 2 years
* Takes CC or DE card
* Chargeback for lapses is 25% for first 6 months and 0% after
* Chargeback for death is 100% for months 1-12 and 50% for months 13-24
* No Phone History Interview
- 29,535
Thought as much. I met this lady a year ago and she blew me off and said she was looking into it herself and didn't need my help. Caught back up to her and guess what... minus one leg later, she is still "kicking tiers" with her only good leg??? Looks like it's going to be tough love conversation on this one and she still won't make a move... I've lost all the hair on the top of my head from scratching so much as I wonder how some people think!
Sounds like fleas or maybe head lice.
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