Charles Bennett
New Member
- 3
Hey friends. Can anyone refer me to an IMO or FMO that has significantly high contracts over 130% for the life side of the business?
Where do I find 145% Contracts.
- Thread starter Charles Bennett
- Start date
Post in the final expense forum.
You're not going to find those on the traditional life side.
- 5,778
Your still not going to get those rates unless you have some black magic. 
- 24,978
Newbys street is 130% right ? Lol. Unless you have a relationship with a fmo/imo or are doing $150k min few are giving you 130% . And unless you have a down line doing big business you can forget 140% or above with most carriers . To get 145% that only leaves a 5% spread for a fmo . You’ll have to be doing $2 mil min or so as a group to get that with some fmo’s. You got a down line of guys doing big business ? I always list what’s possible. It’s up to each agent to get their own deal .
If you're in that boat you probably know where to look for contracts in the first place.
- 24,978
What do bring to the table?
You are likely starting in Final expense world. They usually focus on commission level the most. Once you sell 50 FE policies come back and read some of the postings on this forum. As an individual you are expected to be selling about 7 to 8 FE policies a day 5 days a week to earn the very top commission. Its not that easy to get to that level overnight.
7-8 policies a week would make you a top producer. 7-8 a day would be absolutely crushing it.
- 5,941
In the Unicornverse . . .
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