Who Has the Lowest Price ROP

[SamIam]

I have a client who is requesting ROP which I haven't sold in a long time. Who generally has the lowest price ROP?

 

[TwiLight]

I have a client who is requesting ROP which I haven't sold in a long time. Who generally has the lowest price ROP?

For GUL it is by far Transamerica. The TransACE product has an ROP from years 15, 20 or 25+. Looks great with their LTC rider.

 

[paige23]

I have a client who is requesting ROP which I haven't sold in a long time. Who generally has the lowest price ROP?

Great question..which is less , uhl or american amicable?

 

[SamIam]

Paige correct me if I'm wrong both of those products are non-med which means they will be more expensive.

 

[P&cmi]

I think ING is coming in the cheapest for male and Female rates non smoker and Assurity for smokers.

 

[Tahoe Ray]

Cincy or Trans are good options. It is really going to depend on the client, though. Pru can also be in the mix.

 

[WinoBlues]

Great question..which is less , uhl or american amicable?

I use UHL some but they are for unhealthy or chubby clients. They will not compete on price. They do offer a nice RdPdUp option though.

Lee

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Cincy or Trans are good options. It is really going to depend on the client, though. Pru can also be in the mix.

Cincinnati is my first look. I like that they show the RdPdUp options for all years on the illustrations.

Lee