My health biz (under 65) has pretty much been on autopilot since December. Get quite a few, more than in the past, that apply direct.
Not sure what that is all about.
Of course most of those either never complete the app or are denied for really stupid things like a heart attack, healthy but on 9 different meds or can only buy clothes in XXL sizes.
Checked app status earlier on Humana's site. In the last 60 days I have had 9 apply direct. Of those, 5 were never completed, 1 is waiting on additional info from the client and 3 were declined.
Can't figure out why carriers are jumping up and down about marketing direct.
Last time I had this discussion with a carrier they admitted they only make offers on about 30% of those who apply direct, about half are not taken and the balance fall off the books within 6 months.
Sounds like a stupid business model.
If my block worked like that I would have taken a job at McDonald's a long time ago.
Not sure what that is all about.
Of course most of those either never complete the app or are denied for really stupid things like a heart attack, healthy but on 9 different meds or can only buy clothes in XXL sizes.
Checked app status earlier on Humana's site. In the last 60 days I have had 9 apply direct. Of those, 5 were never completed, 1 is waiting on additional info from the client and 3 were declined.
Can't figure out why carriers are jumping up and down about marketing direct.
Last time I had this discussion with a carrier they admitted they only make offers on about 30% of those who apply direct, about half are not taken and the balance fall off the books within 6 months.
Sounds like a stupid business model.
If my block worked like that I would have taken a job at McDonald's a long time ago.