Originally Posted by lukifer
Whoa... did I read that right?
Following too close carries a heavier rate penalty than DUI?
yep. sure did! I know it sounds illogical, but most non-standards compete for the DUI market where an accident wasn't involved. That's why they go so easy on DUI's.
you might also notice how tough they go on reckless op.... which many DUI offenders get their charges lowered down to in order to save their job.
Originally Posted by Brian Anderson
Interesting - are you at liberty to say which carrier bumped not-at-faults up to 20% and which didn't raise rates? Also surprised on your summary that rates only went up an average of 5% after a DUI.
don't want to piss any of my carriers off. so I better not go there. But I don't have anyone special... just the usual non-standard carriers.
one particular carrier charges zero extra for a DUI with an SR22 included vs. a clean record in most states. they were the lowest at 2% only because the states they don't do that for bumped the numbers up.
Originally Posted by scagnt83
If no police report is filed, but you get a settlement from the At-Fault persons Carrier, would your Insurance Carrier be able to know about it and possibly raise your rates?
yes, because if a claim is paid, it will show up on a CLUE report.