Originally Posted by adjusterjack
One of his options (and likely preferable) would be to continue his current company plan on COBRA
for, I believe, another 18 months after his retirement.
He'll pay his own premiums during that time which is likely to still be less than any comparable private plan.
But you never know, maybe you can make some magic.
They seemed to think Cobra
was their best option also.
What happens after 18 months? Hmmm not sure anyone knows.
How would they shop for private insurance?
Three other ways to buy a health plan
Directly from an insurance company. You can contact any health insurance company and see plans available in your area. Many have websites that let you compare all plans they sell.
You can also use our Plan Finder website, which presents information about private health plans available outside the Marketplace.
Through an insurance agent or broker. Generally, agents work for a single health insurance company, while brokers sell plans from several. Both can help you compare plans and enroll. You don’t pay more by using an agent or broker. They’re generally paid by the insurance company whose plans they sell. They may not sell all available Marketplace plans.
From an online health insurance seller. These services offer health plans from a number of insurance companies. They let you compare prices and features and then enroll with the insurance company.
I told prospects the government cut out agents commissions on health insurance so most agents don't mess with it.