ACA and Nonimmigrants. Possible 'cliff'?

[mdtyke]

I'm trying to have a greater understanding regarding this particular scenario. The scenario may apply to more than this example (students perhaps). Any thoughts?

- Joe, is a non-immigrant, working for a church. He is in the U.S on a valid working visa, but his employer/sponsor does not provide insurance (He's on a 1099)
- His income falls below the limit of $N to get tax credits subsidy towards insurance. All of the fancy little calculators tell him he qualifies for Medicaid
- However, as a temporary worker, while he may 'qualify' under the above, he does NOT qualify under USCIS law as this may determine he is a public charge.

What does Joe do? If his salary is $N+1, he suddenly has very cheap health insurance. If it's $N-1, he has very high insurance rates with no subsidies - because he can't qualify for Medicaid.

Any thoughts?

 

[Yagents]

Yah, talk to the drafters who wrote this POS.

U R correct. A flaw in the law....go figure

 

[RayNY]

Joe will have to rake leaves for one day this year, to earn $N+1. He will get very affordable insurance.

Estimate of income. It's totally reasonable to earn an extra $10, $100, or $1000 this year with a little extra work, especially if that's the difference between having insurance and not.

Remember when people had to work a second job to pay premium? It's like that, but with a whole lot less work needed. Joe has to go earn a little more, and that's the simple solution.