- 139
I was talking to a client and her husband told me that he had a Bankers Life IUL. I at the moment am only able to sell Transamerica's IUL. Is there anything I can show the guy that can beat Bankers Life IUL?
Bankers Life Vs Transamerica IUL
- Thread starter ZenSamurai
- Start date
- 10,328
I have never seen the Bankers product but I would guess that anyone BUT Bankers can beat it. Although I would start with the Comdex and then look at the policy design/funding level.
- Thread starter
- #5
- 139
What do you mean anybody can beat Transamerica can be beaten by anybody? Don't they have a high comdex score?
Last edited:
- 10,328
He means that when comparing the cash accumulation and loan rates (how much you can draw out if it), a lot of other carriers have better numbers.
But they do have a strong Comdex (92). Which is why I said that is where I would start the discussion at.
Also, knowing most Bankers agents, Id say there is a good chance the policy is not fully overfunded.
- Thread starter
- #7
- 139
So there's a chance Bankers actually out performs Transamerica?!
- 10,328
I should have specified that most "quality" carriers beat them... Bankers is not one of those. I dont know how it performs, but Id put my money on Trans beating Bankers. jmo
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