Can you switch the loan options more than one time a year. (wash /verible). That is what somebody is telling me. I swear I read it was only once a year.
Looks like you can per their agent guide: Switching Between Loan Types
Your clients have great flexibility should they take a loan from a North American policy. If current market conditions change or their expectations change, your clients may switch loan type. For example, they can move from a variable interest rate loan to a standard policy loan. The remaining balance will be transferred to the new loan. Only one loan type is available at a time and any changes are made on a monthly-anniversary. There is no cost for switching between loan types.