Must Be More Careful what I Write

[insuresu]

Once again DHK, thanks for the professional manner of your response(s).

Your points are all well-taken.

I have learned more about forums in 24 hours than in all my life and tried to make that clear. Nuff said about that.

As for simplified issue, you have opened my eyes to what that really means. Until yesterday, to me it always meant policies that are issued based on a different, shorter, more simplified application that does not ask as many questions. The death benefits are limited and there are fewer rating classes. In my experience the application actually says "simplified issue" on it. I have written SI term and FE policies with a few carriers such as MOO, Foresters, CFG, Monumental (now Transamerica), and others.

 

[pcbinsurance]

I will answer your question with a question. How (specifically) should I explain it?
****************
You made a general statement and I asked a simple, unprovacative question. The fact you didn't answer tells me what I already knew. You "STEER" them to what YOU want to sell them. I know the tricks you use to do that so you can spare me the specifics since you failed to answer my question.