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Ok, thanks guys. Yeah, pdf of policy is no big deal - at least to me its not. Maybe a client might think so, but I doubt it. Heck, I'll print and bind it for them if need be.
So Lewis_FL... I'm sure the guy I'm thinking of is probably not pref +... more like std +, to possibly preferred.
What does the Lincoln TermAccel product use to underwrite? Rx, DMV record, MIB, and questions on app? Anything I need to be aware of or worry about?
Another reason to have Lincoln is their Table Shave program. Up to 3 tables. I have used it on a few larger cases and smoked the competition rate wise. Only permanent plans, so would not work on this case. I do not recall if their GUL can be dialed down.