Whole Life Premium Grid Update

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Old 08-10-2011, 05:44 PM   #1
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Whole Life Premium Grid Update Whole Life Premium Grid Update
I posted this spreadshheet as an answer to the thread "Who has the best whole life?" It was posted 8 pages into the thread, so I thought I'd repost it as a new thread. $250,000 DB Best Preferred Non Smoker.



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Last edited by Brokers Alliance; 08-10-2011 at 05:50 PM.
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Old 08-10-2011, 05:47 PM   #2
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Whole Life Premium Grid Update Re: Whole Life Premium Grid Update
Please list the underwriting classification as well as the face amount.

No face amount = worthless list.

***

Thanks for updating your post!
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Last edited by DHK; 08-10-2011 at 05:56 PM.
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Old 08-10-2011, 05:55 PM   #3
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Whole Life Premium Grid Update Re: Whole Life Premium Grid Update
Originally Posted by Brokers Alliance View Post
I posted this spreadshheet as an answer to the thread "Who has the best whole life?" It was posted 8 pages into the thread, so I thought I'd repost it as a new thread. $250,000 DB Best Preferred Non Smoker.


Originally Posted by DHK View Post
Please list the underwriting classification as well as the face amount.

No face amount = worthless list.
Just thought I'd help.
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Old 08-10-2011, 05:56 PM   #4
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Whole Life Premium Grid Update Re: Whole Life Premium Grid Update
What's the age of the person quoted there? Male or female?

You did put $250,000 face and best preferred non tobacco. Pretty useless though if you don't age or gender on there.

Also, some of those plans are not whole life.
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Old 08-10-2011, 05:57 PM   #5
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Whole Life Premium Grid Update Re: Whole Life Premium Grid Update
Wasn't there before. Now it is.
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Old 08-10-2011, 05:58 PM   #6
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Whole Life Premium Grid Update Re: Whole Life Premium Grid Update
Originally Posted by jdeasy View Post
What's the age of the person quoted there? Male or female?

You did put $250,000 face and best preferred non tobacco. Pretty useless though if you don't age or gender on there.

Also, some of those plans are not whole life.

Male, age 40.
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Old 08-10-2011, 06:03 PM   #7
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Whole Life Premium Grid Update Re: Whole Life Premium Grid Update Brokers Alliance is the thread starter for: Whole Life Premium Grid Update

This list was taken from the Whole Life Update spreadsheet provided by a product service. If you believe they have errored, please identify the products in question and I'll investigate.
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Old 08-10-2011, 06:05 PM   #8
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Whole Life Premium Grid Update Re: Whole Life Premium Grid Update
RNA is $2640/annual for $250,000 face for a 40 year old male best rate non tobacco.

Looks like the only one better than that is Ohio National Life Prestige Value 2. Good luck with getting that approved with them.
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Old 08-10-2011, 06:09 PM   #9
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Whole Life Premium Grid Update Re: Whole Life Premium Grid Update Brokers Alliance is the thread starter for: Whole Life Premium Grid Update

Understood. RNA wasn't listed . Thanks for the info.
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Old 08-10-2011, 06:13 PM   #10
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Whole Life Premium Grid Update Re: Whole Life Premium Grid Update
Originally Posted by Brokers Alliance View Post
This list was taken from the Whole Life Update spreadsheet provided by a product service. If you believe they have errored, please identify the products in question and I'll investigate.
One, for example, is NYL's AD108 is a UL. I'm not going to check them all. Another UL is National Life's NL Lifebuilder.
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Last edited by jdeasy; 08-10-2011 at 06:15 PM.
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