Originally Posted by Mr_Ed
is she receiving disability benefits from social security?
if not does she work full-time, part-time or what?
No benefits received nor applied for as far as I know.
She works part-time as a real estate agent, although she has worked full-time as a real estate agent for most of the last 5 years or so.
Originally Posted by CALTCAgent
Why does he still have a handicap placard ?
I'm not fully sure, he may have had it since his ACL surgery in '95 and just decided it would be better to keep it. He was walking with arthritis pain between that and his knee replacements.
Originally Posted by yankee466
I always thought it was more like the greater their health issues, the more they want to get the insurance!!!
Yes, they are both quite motivated to get LTC
coverage of some sort, it just seems like it may make sense to combine it with Life as they are looking to replace their VUL's.
Do you guys think their chances for underwriting approval would be greatest with a standalone traditional LTCi product, a hybrid LTC
+annuity, or a hybrid LTC
I read a little about State Life having a product called Asset Care that provides potentially unlimited LTC