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Reply to Guard Appointment: Is It Worth It?     
Old 07-10-2017, 12:11 AM   #1
Super Genius
 
Join Date: Feb 2016
Posts:74
State: dahonored1 is an Insurance Agent from Undisclosed Location
Guard Appointment: Is It Worth It? Guard Appointment: Is It Worth It?
Hey guys, I am debating on whether or not to try for a Guard appointment as a subcoded through smartchoice. I personally think it's best to seek appointments one at a time as I don't want to over promise multiple carriers a certain amount of volume and end up not keeping up my end of the bargain. With that being said, is Guard worth getting for an all around type standard commercial lines market in NYC? Is there any other company that might be a better well rounded fit?
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Old 07-10-2017, 02:41 PM   #2
Guru
shawnmwalker on Guard Appointment: Is It Worth It?
 
Join Date: Jun 2013
Posts:800
State: shawnmwalker is an Insurance Agent from Undisclosed Location
Guard Appointment: Is It Worth It? Re: Guard Appointment: Is It Worth It?
We are loving Guard! 100%.
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Old 07-14-2017, 12:05 PM   #3
Guru
 
Join Date: Jul 2012
Posts:288
State: PhilL is an Insurance Agent from Florida
Guard Appointment: Is It Worth It? Re: Guard Appointment: Is It Worth It?
Originally Posted by shawnmwalker View Post
We are loving Guard! 100%.
Ditto. Good feedback going around so far.
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Old 07-14-2017, 02:41 PM   #4
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Join Date: Apr 2013
Posts:267
State: Arnage150 is an Insurance Agent from Undisclosed Location
Guard Appointment: Is It Worth It? Re: Guard Appointment: Is It Worth It?
The only thing I can say negative about them is there is no underwriter relationship. You submit something and they either release the quote or don't. There is no arguing the matter as it falls on def ears. Some stuff that is so vanilla I cant think of a reason they wouldn't write it and they deny it and other things I think there is no way they will write it and they do.
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Old 07-14-2017, 10:32 PM   #5
Super Genius
 
Join Date: Feb 2016
Posts:74
State: dahonored1 is an Insurance Agent from Undisclosed Location
Guard Appointment: Is It Worth It? Re: Guard Appointment: Is It Worth It? dahonored1 is the thread starter for: Guard Appointment: Is It Worth It?

Originally Posted by Arnage150 View Post
The only thing I can say negative about them is there is no underwriter relationship. You submit something and they either release the quote or don't. There is no arguing the matter as it falls on def ears. Some stuff that is so vanilla I cant think of a reason they wouldn't write it and they deny it and other things I think there is no way they will write it and they do.
So they don't have a set underwriting guideline..I am pretty happy with Dovetail for the main street BOPs. What I am really after a strong habitational/LRO type carrier that will write the LLC buildings I am preparing to market to. It was either Guard or Amtrust..
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Old 08-22-2017, 09:14 PM   #6
Super Genius
robtmccarthy on Guard Appointment: Is It Worth It?
 
Join Date: Jul 2009
Posts:220
State: robtmccarthy is an Insurance Agent from Connecticut
Guard Appointment: Is It Worth It? Re: Guard Appointment: Is It Worth It?
Guard > AmTrust
AmTrust has gotten whacky since they bought tower.
Guard was even better 6 months ago. But they are still a solid option for property.
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Old 08-24-2017, 02:30 PM   #7
Guru
 
Join Date: Apr 2013
Posts:267
State: Arnage150 is an Insurance Agent from Undisclosed Location
Guard Appointment: Is It Worth It? Re: Guard Appointment: Is It Worth It?
Originally Posted by robtmccarthy View Post
Guard > AmTrust
AmTrust has gotten whacky since they bought tower.
Guard was even better 6 months ago. But they are still a solid option for property.
AmTrust's stock has been wacky too lately. The rumblings on wall street is that they are cooking the books (much like Tower). I don't have a great feeling about them.

Guard is solid and looking to grow aggressively.
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