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Reply to Blue Cross Health Insurance Cancelled, Switched to Medi-cal     
Old 03-17-2015, 11:36 PM   #1
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Blue Cross Health Insurance Cancelled, Switched to Medi-cal Blue Cross Health Insurance Cancelled, Switched to Medi-cal
My mom is 52 and was enrolled under Blue Shield for health insurance for the past year or so. She has been up-to-date on payments and there were no issues. However, she recently received a HealthNet ID Card and found out she was switched to Medi-Cal.

Does anyone know why this is? We are a 4-person family, parents income total to about 30k, I am 26 part-time student with part-time job, and also have a brother who is 16.

I'm thinking it was a glitch in their system that she was approved for Blue Shield initlally, and now realized their mistake?

She went to the local medi-cal office today to cancel her medi-cal today. I was not aware of this until now, but with the upcoming penalty fees that was not a wise thing to do was it.
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Old 03-18-2015, 11:32 AM   #2
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Chazm on Blue Cross Health Insurance Cancelled, Switched to Medi-cal
 
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Blue Cross Health Insurance Cancelled, Switched to Medi-cal
I'm sure greensky can answer this but isn't Medi-cal their version of Medicaid? Why in the world would she cancel that?
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Old 03-18-2015, 11:49 AM   #3
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DS4 on Blue Cross Health Insurance Cancelled, Switched to Medi-cal
 
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Blue Cross Health Insurance Cancelled, Switched to Medi-cal Re: Blue Cross Health Insurance Cancelled, Switched to Medi-cal
A 4 person family under $33,000, all family members would be eligible for Medi-Cal.
Regarding the HealthNet Id card, this is probably through Medi-Cal.
Your mother probably lives in California in a large metro city.
Did your mother ever receive a cancellation notice from Blue Shield, or, is it Blue Cross?
Probably not.
Therefore, your mother is probably still primary with Blue ????? and secondary with Medi-Cal.
This is my best guess given the limited information in your post.

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Old 03-18-2015, 11:50 AM   #4
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Blue Cross Health Insurance Cancelled, Switched to Medi-cal Re: Blue Cross Health Insurance Cancelled, Switched to Medi-cal
Originally Posted by tkuhug View Post
Does anyone know why this is? We are a 4-person family, parents income total to about 30k
Income at or below 138% FPL triggers MAGI Medi-Cal. Covered CA makes the call on this, not the health plan. The FPL for 2015 is somewhat higher than these numbers. See attached chart from Covered CA.
Attached Images
File Type: jpg Program-Eligibility-by-Federal-Poverty-Level.jpg (168.4 KB, 7 views)
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