A while back, one of my med supp clients died.
I didn't have much med supp business with this company, so, I was unsure of their cancellation procedure for deaths.
I called the company to report the insured had passed away. And asked, what do they need?
, "only the insured can cancel the policy".
Me, "did you hear me? The insured is dead".
, "yes I heard you".
So I typed up a letter from the insured, to the insurance company, requesting cancellation because, "I have died".
I forged the dead insured's signature and faxed the request in.
Policy was cancelled.