IRMAA Appeal...............................

[kgmom219]

Looking for others thoughts....

Client was divorced in January 2016.

2014 Combined MAGI and 8b was $600K
2015 Combined MAGI and 8b was $211K
2016 Single will be $500K due to a large Cap Gains hit prior to divorce.

BUT...her monthly income now is under the 85K. (No tears, she's got plenty in investments, just not touching it)

Does she qualify for an appeal? Thoughts?

My thinking is she qualifies due the divorce and income drop. But then when she files 2016, even though the money was moved, she's out of luck and needs to pay the max IRMAA.

Anybody have 2 cents on this one?

 

[TwoCents]

I say go for it. Read this. Appealing a higher Part B or Part D premium (IRMAA) - Medicare Interactive

Form https://www.ssa.gov/forms/ssa-44.pdf

SSA Info if you're so inclined
https://secure.ssa.gov/poms.nsf/lnx/0601140001

 

[kstein]

It's so easy to do, might as well.

 

[goillini52]

"Anybody have 2 cents on this one?"

Hilarious that somebody with the username TwoCents responded.

 

[Matthew King]

"Anybody have 2 cents on this one?"

Hilarious that somebody with the username TwoCents responded.

I agree, at first glance. I thought to myself. Did someone really create a username just to answer...then saw 119 post. LOL

 

[BeeSelective]

Monthly income $85K?

Looking for others thoughts....

Client was divorced in January 2016.

2014 Combined MAGI and 8b was $600K
2015 Combined MAGI and 8b was $211K
2016 Single will be $500K due to a large Cap Gains hit prior to divorce.

BUT...her monthly income now is under the 85K. (No tears, she's got plenty in investments, just not touching it)

Does she qualify for an appeal? Thoughts?

My thinking is she qualifies due the divorce and income drop. But then when she files 2016, even though the money was moved, she's out of luck and needs to pay the max IRMAA.

Anybody have 2 cents on this one?

 

[Stephen]

Looking for others thoughts....

Client was divorced in January 2016.

2014 Combined MAGI and 8b was $600K
2015 Combined MAGI and 8b was $211K
2016 Single will be $500K due to a large Cap Gains hit prior to divorce.

BUT...her monthly income now is under the 85K. (No tears, she's got plenty in investments, just not touching it)

Does she qualify for an appeal? Thoughts?

My thinking is she qualifies due the divorce and income drop. But then when she files 2016, even though the money was moved, she's out of luck and needs to pay the max IRMAA.

Anybody have 2 cents on this one?

I would go ahead and fill out a life changing event form and see what happens.

https://www.ssa.gov/forms/ssa-44.pdf