The scam behind the selling of no call leads is a zero premium . Example. I wrote a lady a to start 2023 that makes $14k a yr . I wrote her a 44 cent a month silver plan . $5 copays and a great plan. At the end of August she pressed a button on a no call lead . They put her in a Bronze zero premium plan. But the time i noticed and called her it was sept 13. Both plans were still active . We called mkt place to cancel the bronze and keep the silver. Since the cancel on the silver was already about to take place it cancelled both . We called mkt place on wed . She had no ins and we had to sign up for the silver effective 10/1. The rep kep saying this is fraud ,this is fraud. A complaint was taken . The client was crying on the 3 way call because she had to go to dr this week as she’s in big pain . Because of this fraud she can’t go . It made me so mad people doing this and f@@@ing with peoples lives .