This is where I disagree. What are the drugs? What's the DX? What's the long term ramifications?
And $10K??? I've got a lot of Part D reviews and I haven't seen anything over $5K yet...
I'm really not trying to argue, but I would love to see the actual info that got you to Aetna MAPD vs Sup/Part D.
It wasn't my case but, if some of the brand drugs were either in the Specialty Tier or not in the formulary for the PDP plans and Preferred Brand for the Aetna PPO it could be in that range although $10K does seem high to me-$5K is still significant, isn't it?
This is my last comment, ever, about the Med Supp/MAPD 'discussion'-I am on Medicare and so are many of my friends. Florida Med Supp rates are really high and many, many people my age don't want to spend as much as 25-30% of their income on health insurance. There are others who make far more money and still want the $0 premium MAPD plan because they are just cheap or don't see the value. I take lots of time to explain the benefits for both MAPD plans as well as the potential problems with networks but, at the end of the day, it's still a decision that needs to be made by the client, not me.
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