$2 Million - 10 Year Term - Smokes Weed?

[myinsurebiz]

I have a friend that is getting a loan to buy out his business partner, and the bank is requiring a $2 million - 10 year term policy, with the bank as beni.

he's in great health - has mild anxiety and controlled high cholesterol.

he also smokes weed.

he's 56 y/o

what can I do?

Thanks!

 

[gathbsinc]

Prudential, smoker table B , Principal standard smoker

 

[myinsurebiz]

Weed isn't a decline I guess?

 

[ksigmtsu]

I've heard weed as standard smoker rates before with certain carriers. West Coast Life comes to mind.

 

[Larry Tew]

I have a friend that is getting a loan to buy out his business partner, and the bank is requiring a $2 million - 10 year term policy, with the bank as beni.

he's in great health - has mild anxiety and controlled high cholesterol.

he also smokes weed.

he's 56 y/o

what can I do?

Thanks!

As a friend, tell him to grow up.

 

[scagnt83]

Ohio National will give him standard smoker rates

 

[0b1kanobee]

I have someone who also smokes weed and I was wondering the same thing. So when they do the blood test, they just consider weed and smoking cigs the same? Interesting.

 

[YouGotMyMoney]

As a friend, tell him to grow up.

HE sounds like my kind of guy, don't judge.

 

[WinoBlues]

Does he have a script for it?

Here in California he could get one for acne.

 

[NinjaNic]

United of Omaha Std NONtob