22M I Would Say Standard Non-smoker

[ZenSamurai]

Who would he have a more affordable choice? Mass is great for interest sensitive but who would you recommend for straight WL only for insurance purposes? I have read a lot of good things about Met Life actually and that they would be the more affordable choice.

 

[Mattschmidt]

what are you talking about???

 

[benwrigh]

I am going to try to translate this:

22 year old male
Standard non smoker
Straight whole life

Is Mass Mutual or MetLife better?

 

[goillini52]

what are you talking about???

Can't you understand his NJ accent?

 

[danmoore64]

Assuming he would be same risk class with both companies, I don't think the premiums would be very far apart. If you don't use the LISR on the Mass product, the premium (and cash value growth) will be higher.

Met might be a little better on the underwriting side though. Some Standard NT at Mass will be Standard Plus at Met.