Is there a way to get a quote on this? I got a replacement notice that my clients are replacing my Guaranteed UL with an ART....the agent is "saving them money." This is such a crap product that I don't even have a company that writes it...is there a place online that I can see an illustration for 300k for a 57 yr old male? I'm not concerned with the first year cost, I want to see the renewal premiums...thanks in advance.