Argh ! Spent over a week looking for a Agency to work for!

[CHS137]

I started last year and got my license through a company that turned out to be an MLM...Well at least I got my license really felt deceived though. I ve been looking for over a week to find a good NON MLM agency to work for. Found a company that looked promising and told them I wasn't interested in an MLM style company. It should be law that an MLM company must identify as one.. I asked the HR flat out if its an MLM after seeing a post on Glassdoor she said have you spoken to your Upline.. I almost lost it ! She said you don't have to recruit if you dont want to..Argh. ( I Didn't name any companies because I am not trying to bash them just looking for help)

I know the top companies are not MLMs they have Managers not up lines , You can in some cases build your own agency if you meet certain criteria not because you recruit someone into the business.

So what agencies or companies are good to work for that are non MLM ?

 

[DHK]

Non-MLM agencies:
- New York Life
- MassMutual
- Guardian Life
- Northwestern Mutual
- Ohio National
- Prudential

And there are plenty of IMOs/FMOs/BGAs who simply contract independent agents. My guy is Charlie Gipple. www.cgfinancialgroupllc.com

There are others right here on this forum. @Todd King is also highly regarded.

 

[Tahoe Ray]

I know the top companies are not MLMs they have Managers not up lines

Realistically speaking, all independent reps/carriers etc. use the word "upline". The key is being able to get fair comp without building a "downline" (if you're going the independent route).

 

[Lloyds of Lubbock]

What part of Florida are you in?

 

[CHS137]

What part of Florida are you in?

Southwest Florida Near Fort Myers

 

[JR Blodgett]

CHS137, There are many top companies that are MLM, but just because they have an upline does not make that bad. I know the company I am with (Primerica) is superb and while I do have an upline, I have the ability to make great income with just one area of the many services we provided and NOT build a team. I am retired Military and looked at all kinds of opportunities before I chose this one. The education we have received in fundamental finance and what we we can pass to our clients is more than the clients typically get when they originally applied for policies that years later did not perform to their expectations. There are differences that identify an MLM and a Company that may look like MLM but really isn't.
to give you an idea,
Typical MLM has this type of structure.
-they are Privately owned
-Based in a basement or HOME-office, if any
-Sales based on INTERNAL consumption, examples would be (amway, herbalife, Melaluca)
-makes money off of the new recruits start up cost.
-owned by a few founders
-very few make any real income
-mostly in unregulated industries
-inflated prices for Products/services
-artificial/fabricated demand
-need to get in on the "ground floor"

again, its all about looking at what the company does and in my opinion the Integrity of what they do and how they help make things better for people.

 

[Lloyds of Lubbock]

If you go on company websites, Mass, Guardian, NY Life , Penn etc you can find local offices.
While these are career shops, the training is generally pretty and that will differ with each agency.
Good luck!

 

[CHS137]

JR Blodgett - Wish you the best with your MLM company but yours is what I am staying clear of....been there.. I also was an Amway rep years ago am very familiar with MLMs.. Just not interested in that style of agency.

 

[Todd King]

CHS137, There are many top companies that are MLM, but just because they have an upline does not make that bad. I know the company I am with (Primerica) is superb and while I do have an upline, I have the ability to make great income with just one area of the many services we provided and NOT build a team. I am retired Military and looked at all kinds of opportunities before I chose this one. The education we have received in fundamental finance and what we we can pass to our clients is more than the clients typically get when they originally applied for policies that years later did not perform to their expectations. There are differences that identify an MLM and a Company that may look like MLM but really isn't.
to give you an idea,
Typical MLM has this type of structure.
-they are Privately owned
-Based in a basement or HOME-office, if any
-Sales based on INTERNAL consumption, examples would be (amway, herbalife, Melaluca)
-makes money off of the new recruits start up cost.
-owned by a few founders
-very few make any real income
-mostly in unregulated industries
-inflated prices for Products/services
-artificial/fabricated demand
-need to get in on the "ground floor"
again, its all about looking at what the company does and in my opinion the Integrity of what they do and how they help make things better for people.

Yes, Primerica was always and will always be MLM based. If you would put down that glass of Kool-aide for a second you will discover some wonderful things about the independent world of insurance. Primerica ain't it! How do I know? Been there many years ago and I have 1st hand experience.

You don't know what you don't know.

 

[JR Blodgett]

CHS137, to each their own, I think it all comes down to the support you have, I have been with other companies before while I was active duty, and most lack the leadership needed to be able to truly succeed in it, especially when you get involved and then are kind of left on your own to do whatever. I guess I have just found myself lucky this time. my wife and I are currently state licensed and are on the federal licensing path right now. with the company sponsoring everything, it came down to a great opportunity in my opinion.
good luck with your search, it can be a daunting one.