Autistic age 17

[goillini52]

Wow! Reminds me of LH!

Yes, SL is EXPENSIVE!!!

If only there was another option....,,

 

[Lewis_FL]

Get mom or dad a term policy with Principal or Banner and add a child rider. NO medical questions. Get it before he's 18. Convert to perm at 25.

 

[theinsuranceman]

Sons of Norway is $11.96.....SL is $40.32.

WOW! If Sons of Norway's rate is correct that means it would take 69.67 years to pay in what the face amount is....and for a GI at that. I guarantee they will be pulling this product off the market down the road or raising the rates significantly.

That's just another example of a company not knowing what they are doing.

 

[goillini52]

WOW! If Sons of Norway's rate is correct that means it would take 69.67 years to pay in what the face amount is....and for a GI at that. I guarantee they will be pulling this product off the market down the road or raising the rates significantly.

That's just another example of a company not knowing what they are doing.

If only all companies would be more like Senior Life, the world would be a much better place.

 

[HoosierLife]

If he can sign, Nationwide should also work... at 1/3 of the price of Senior Life.

 

[HoosierLife]

WOW! If Sons of Norway's rate is correct that means it would take 69.67 years to pay in what the face amount is....and for a GI at that. I guarantee they will be pulling this product off the market down the road or raising the rates significantly.

That's just another example of a company not knowing what they are doing.

Or they know that most folks don't keep these policies for life...

 

[theinsuranceman]

If he can sign, Nationwide should also work... at 1/3 of the price of Senior Life.

OP said proposed insured could not sign, right?

 

[Fechick]

Yes I did...she is nonverbal too

 

[theinsuranceman]

Or they know that most folks don't keep these policies for life...

But if the proposed insured dies after the waiting period Sons of Norway takes a beating....unless proposed insured dies after having the policy for the 68.67 years! That means if the proposed insured dies before they are 84 years old Sons of Norway has taken a loss. Move over 5 Star....lol...there's another one coming!

Probability of the GI dyeing before they've had the policy for 68.67 years is pretty much guaranteed.

 

[theinsuranceman]

Sons of Norway is $11.96.....SL is $40.32.

$11.96 for 10K for GI for 15 yr male? WOW!!! So what's the premium for 10k for a healthy 15 yr male?