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The BRCA1 is a test for genetic cancer genes. Mainly hereditary breast and ovarian cancer.
If a person tests positive they are at a 65% greater risk of developing these cancers as well as an increased risk of other cancers.
The GINA prohibits discrimination for health insurance and employment if a person tests positive. The law does not address life insurance.
Has anyone had any experience with this on a life insurance applicant? Are companies looking at this and declining or rating based on this?
BTW, GINA is the Genetic Information Nondiscrimination Act of 2008
If a person tests positive they are at a 65% greater risk of developing these cancers as well as an increased risk of other cancers.
The GINA prohibits discrimination for health insurance and employment if a person tests positive. The law does not address life insurance.
Has anyone had any experience with this on a life insurance applicant? Are companies looking at this and declining or rating based on this?
BTW, GINA is the Genetic Information Nondiscrimination Act of 2008