Can I sell in states that I am not licensed in?

[Trg3]

Hello everyone,
I am new here and have a quick question. I am very green in the life insurance world. I’ve gotten several potential clients asking for quotes from different states. I’m only licensed in CA as of now. How would I go about getting those clients insured? Is this something I can do? I’m with a non captive IMO

 

[WinoBlues]

Maybe do a split with an agent licensed in that state.

Or better yet get licensed in that state. Super easy and some of the states are pretty cheap compared to CA.

 

[Trg3]

Yes I plan to get licensed in more states. Splitting with a agent solves the problem for now

 

[WinoBlues]

Yes I plan to get licensed in more states. Splitting with a agent solves the problem for now

Check with your upline to see if they have someone in the state. If not you may find someone here. Making connections is valuable.

 

[Markthebroker]

Can I sell in states that I am not licensed in?​

Sure, do whatever you want. F*ck the DOI. What could possibly go wrong?

 

[Lloyds of Lubbock]

How does an agent pay someone that is not licensed in that state?
You are going to trust someone you don't know to pay you and then send you a 1099?
I wouldn't do this if I were an agent, what if it lapses and there was a chargeback?
It is easy enough to use this website:

Apply for a New License | NIPR

nipr.com

 

[Newby]

How does an agent pay someone that is not licensed in that state?
You are going to trust someone you don't know to pay you and then send you a 1099?
I wouldn't do this if I were an agent, what if it lapses and there was a chargeback?
It is easy enough to use this website:

Apply for a New License | NIPR

nipr.com

^^^This^^^
Spend 10-minutes on a website and usually around $50 and you are legal to sell in another state.
If you have a definite sale, why give it away?

 

[Tahoe Ray]

^^^This^^^
Spend 10-minutes on a website and usually around $50 and you are legal to sell in another state.
If you have a definite sale, why give it away?

Except Illinois, Hawaii and a few others. Last time I renewed my Illinois license it was something like $350.

Ridiculous (but again, almost any policy pays that back but still...)

 

[Trg3]

All great replies, thank you all for contributing to answering my question.

 

[Trg3]

Sure, do whatever you want. F*ck the DOI. What could possibly go wrong?

Thank you for your reply. Hope that you have a better day.