Can't Tell Your Clients Anything Until October 1st

[healther]

If a client were to press on some questions regarding their ANOC letter I would answer, but so far everyone has been content with allowing a review after Oct. 1st.

 

[The Rabbi]

CMS required the carriers to have the ANOCs (Annual Notice of Change) out before the end of Sept so they could review their plan before looking around. I received one from my Nat'l Director and it was poorly written. I couldn't understand it.

 

[jacobtn]

So you're saying I wasn't compliant?

I had a client call me two weeks ago and tell me an agent stopped by her house (no appointment - just door knocking) and asked her which Medicare plan she has. When she told him, he let her know that Blue Cross would no longer be offering a plan in her county. He also told her that only two carriers would be offering plans. And I bet you would never guess that he represents one of those carriers.

Of course she immediately called me to question his information. I explained the rules (especially those concerning door to door solicitation) and let her know that I would be in touch with her October 1st to let her know which plans are available. I don't think she will be having any further conversation with the agent who broke multiple rules.

 

[sman]

So you're saying I wasn't compliant?

It wouldn't surprise me one bit if you do stuff like that.

 

[jacobtn]

It wouldn't surprise me one bit if you do stuff like that.

glad to be of service

 

[sman]

glad to be of service

Oh I'm sure you "service" your unsuspecting clients. And I use the term "service" in the same way a bull services a cow.

 

[arnguy]

Get ready, get set, go! Oops, I meant to post that yesterday, October 1st.

 

[Guest]

I wonder how many agents will be taking apps now and holding them til they can fax em in.
A dangerous game to be played in my opinion but it seems to happen every year with no penalty.

 

[jdeasy]

I wonder how many agents will be taking apps now and holding them til they can fax em in.
A dangerous game to be played in my opinion but it seems to happen every year with no penalty.

I had a manager with Today's Options instructing me to do exactly that a few years ago. When I refused he shut off my leads for AEP. Everyone else got leads, so I can only assume they followed his instructions.