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somarco said:Maybe you pissed-off Aetna and they have targeted all YOUR clients
That would be illegal.
And a major healthcare carrier (or P&C) would care about that... why?
You really think any DOI would kick a MAJOR carrier out of their state?
It's an 'antelope dance' between the DOI and the majors. The DOI wants to look 'strong' ... that they are protecting the public and the carriers are happy to play along... so long as the DOI is not doing anything substantive. There is a balance (somewhat) between them (at least in CA) and the carriers know that they can buy and sell the legislature on any given day of the week, at least on most issues.
And while the carriers come in for their share of the 'blame' the DOI regs can be just as unreasonable in their actions and decisions.
I write healhtcare but when I see the arrogance of both the carriers and the DOI staff... and the fact that they are both playing games... but in the name of 'the people' I sometimes feel "A pox on both your houses" and support a one-payor system (CMS?) and let's start over.
Remember one thing and one thing only. When it comes to the DOI and the carriers and the legislature, its all about the money. Not good healthcare, not the interest of the citizens, and not the interest of the business community. Follow where the money will go and you can figure out what the policy will be.
Am I a cynical? Is the Pope Catholic?
Al