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Here's my situation:
I have a 67 year old couple who adopted a 6 year old. They are currenty insured on the wife's health insurance policy. The wife is planning to retire in the next 30 days, leaving them on Medicare and the child with no health coverage. They are attorney's, so they wouldn't qualify financially for Medicaid.
In my state, Nevada, there are no carriers that will accept a child-only. I spoke to my Golden Rule rep to see if they are planning to reverse the no-kid-only rule for 1/1/14, it doesn't sound good.
What options do I have? It was suggested to do ancillary products, but none will do child-only and most have an age 64 cut off.
I'm stumped. I need some ideas!
I have a 67 year old couple who adopted a 6 year old. They are currenty insured on the wife's health insurance policy. The wife is planning to retire in the next 30 days, leaving them on Medicare and the child with no health coverage. They are attorney's, so they wouldn't qualify financially for Medicaid.
In my state, Nevada, there are no carriers that will accept a child-only. I spoke to my Golden Rule rep to see if they are planning to reverse the no-kid-only rule for 1/1/14, it doesn't sound good.
What options do I have? It was suggested to do ancillary products, but none will do child-only and most have an age 64 cut off.
I'm stumped. I need some ideas!