Claims Guru: Water Damage Covered or Not by Special Form?

[yorkriver1]

"Neighbor's insurer declined liability claim, because they specifically have a water damage exclusion on their liability side."

Cue Dr. Evil, "clever".... it's one way to deal with a frequent claim dilemma.

Well, if the building is damaged, whoever has insurable interest would, we assume, want to fix their own property.

If personal property of your insured is involved rather than building, not to overstate the obvious, it's more difficult.

Best wishes!

 

[djs]

Neighbor's insurer declined liability claim, because they specifically have a water damage exclusion on their liability side.

Cool..... sounds like you should have a solid prospect for a real policy!