That is if you are in a VA facility? What happens if something happens and you don't have time to make a two hour trip?My VA healthcare is $0 copay $0 deductible. I don't know why anyone would want any other kind of health insurance unless they just didn't know about it. Is there a VA health insurance plan that's worse than a medicare supplement? I know I have to drive like two hours for certain healthcare services but they pay me travel if I have to go there. Is that why they refuse VA healthcare?