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As many agents do home visits do most carry a commercial auto policy? I see many post with new agents on social media mention joining a FMO but no one talks about auto coverage.
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As many agents do home visits do most carry a commercial auto policy?
As many agents do home visits do most carry a commercial auto policy?
No.
Because the personal auto policy contemplates the business use that is usual to the insurance agent's job.
There is, of course a rate for business use and the question appears on all auto insurance applications.
What is the insureds responsibility to inform the carrier if business use changes drastically on a car?
I've heard of in an accident and not carrying business coverage for the personal vehicle the carrier may not cover the agent.