I agree, but those aren't FE companiesI do not use IMO’s . You can contract with Columbus Life and Lafayette Life directly (they are in Cincinnati). You can also check with your local Penn Mutual office and get a brokers contract.
Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
I agree, but those aren't FE companiesI do not use IMO’s . You can contract with Columbus Life and Lafayette Life directly (they are in Cincinnati). You can also check with your local Penn Mutual office and get a brokers contract.
Columbian, United American, Security National, National Securityyou can also go direct with ohio national, MTL, illinois mutual
I agree, but those aren't FE companies
Lafayette life has a $5,000 minimum face amounts on most of their participating whole life policies which go thru full underwriting. They also have a simplified non-participating whole life policy.
I'd love some information about it!Most FE companies put agents with an IMO at 120% plus full renewals. If you contract direct without an IMO you will usually start at a lower commission level.
In addition to higher commissions you get free access to rate calculators, underwriting software and depending on how you set up you can get training and access to lead programs that you could never get as a direct agent. There are no downsides to a good IMO.
Mine is based in southern Indiana. 5- miles north of Kentucky. I would be happy to speak with you about how it all works if you would be open to it.
My website with commission levels and a lot of info is at: Final Expense Commission Levels