E&O for life, health, and P&C

[benneaf]

Where can I get E&O for life health and P&C? Any ideas?

 

[adjusterjack]

Just about anywhere.

insurance agent errors and omissions insurance at DuckDuckGo

 

[marindependent]

I do not recall it being a big deal to get E&O that covers both these days.

 

[shonceman]

I have it from these guys:

NAPA Errors & Omissions (E&O) Insurance for Agents & Agencies

I’ve had it through them for many years to cover life and health, then added incidental P & C a couple years back. I don’t know how they compare to other providers. But they’ve always been easy to work with, and the price seems fair.

 

[Hawaii Agent]

Sorry, I may be late to the game (I'm assuming you obtained coverage by 12/31). I switched from NAPA to HISCOX a few years ago due to premiums. It will depend on the breakdown of your commissions. When you exceed $250k for a particular line of business, the premiums change rather drastically. Google searching E&O will bring up a ton of options. Lots of good carriers out there.

Or you can always deal with a great commercial P&C agent and potentially get a good referral partner out of them (assuming this is not a line of business you write). Good luck!

 

[marindependent]

I second Hiscox.

 

[Tim Barfield]

I've been out of the loop for a few years, but when I was in operation, one of carriers for auto, Infinity, offered a really great program for their agents, and the premiums were super for one in the P&C business. There are lots of plans out there for life/health folks that are cheap, but it's because the risk is so low. I did hove a policy early on where, like was mentioned, it covered incidental P&C. The problem is, that type of plan, it really must be very incidental, else no coverage. I had it my first year only as I went from a L/H operation to all lines. The second year, it was inappropriate for my volume.

 

[goillini52]

I second Hiscox.

Ewwwwww, that sounds gross. YUCK!!!

 

[anatolet]

eno.surancebay.com has best price