Ok I pulled my today but I should have nothing as haven't applied for ins in 10 yrs. ok if one applied for insurance a yr ago I know it shows any codes with any diseases or ailments you have. Ok records stay on there 7 yrs. If you got ins 2 yrs ago and said you were smoker is that on there? I know it shows co's that inquired for your record like the credit burea the last 2 yrs but does it show the co's actual name that inquired/