DO NOT use Exam FX from ABLE to prepare for your state licensing "Life and Health" exam. The course is full of mistakes and the material has not been updated since 2006. I called day and night for 9 days to try and get a customer support rep to help me out with an issue I was having with the course. It took them 10 days to call me back. They have one person that handles their customer support. The course is unprofessional and jumps around. The state exam questions looked nothing like their practice exam questions and the course did not cover half of the material on the state exam.