- 29,534
No.
FE Agent going independent. I need some advice
- Thread starter Fechick
- Start date
- 16,928
No.
I don't either.
- 5,958
Now that Royal is coming with an e-app this month, all of the carriers we use are paperless . . .
Best Plan Pro is an awesome deal @ $29.95 per month.
- 5,958
SI WL:
AmAm, RNA, UHL, LBL and GW + Nationwide for GI . . .
Term:
Ameritas and Assurity
Pre-Need:
Assurant
- 29,534
- 3,996
Just because Royal neighbors comes out with an E app doesn’t make it any less of a niche only product.
- 5,958
tribetime32
Guru
- 377
To answer your question about MoO, be sure you know what you’re getting into...
Cons...
- Very large company and customer service can be interesting
- When you write a client and/or when they turn 65, they will mail out their own in-house GI product that is cheaper than Living Promise as well as med supp rates (This is worth about 10 cons in my opinion).
- no true social security billing
- not as lenient on underwriting for level product
Pros
- good comp
- quick pay
- typically price competitive
I don’t like to offer these guys to my agents simply because you create leads for them and they cut you out. This con far outweighs any pro’s that exist.
Cons...
- Very large company and customer service can be interesting
- When you write a client and/or when they turn 65, they will mail out their own in-house GI product that is cheaper than Living Promise as well as med supp rates (This is worth about 10 cons in my opinion).
- no true social security billing
- not as lenient on underwriting for level product
Pros
- good comp
- quick pay
- typically price competitive
I don’t like to offer these guys to my agents simply because you create leads for them and they cut you out. This con far outweighs any pro’s that exist.
- Thread starter
- #49
Fechick
Expert
- 80
Thank u for the info!
- 5,575
