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Using a carrier that pays on issue will put money in your pocket faster BUT when people don't post you go in debt just as fast as the companies that pay on the draft day. They don't wait to see if the check clears so they pay you. In the event they don't get their money your in debt.
Forethought had the best system. They paid 7 days after the draft date. So you knew if you got paid they got their money.
Liberty Bankers pays 5 days after the 1st draft.